15 Minutes to Retirement Clarity: Why AI Is Smart—But You’re Smarter

Let’s face it: retirement planning can feel overwhelming. Between market volatility, tax rules, and figuring out how much you’ll actually need, it’s easy to get stuck in analysis paralysis.

That’s why we created the 15-Minute Retirement Check-In—a quick, free, and surprisingly insightful way to get a snapshot of your retirement readiness using the RISE Score, a powerful AI-driven tool developed by Milliman.

Schedule a Free 15-Minute Retirement Check-In

What’s the RISE Score? Think of it like a credit score for retirement. It uses thousands of simulations to estimate how well your income will cover essential expenses in retirement. It’s fast, data-driven, and gives you a score from 0 to 850.  The RISE Score is one of the most advanced AI retirement tools available today, but it’s only one piece of a comprehensive retirement planning strategy.

But here’s the catch...

AI Is Smart—But It Doesn’t Know You. AI tools like the RISE Score are great at crunching numbers. What they’re not great at? Understanding your life.  According to InTrust's, Jeff Diercks, “AI can simulate thousands of retirement scenarios—but only a human advisor can ask the right questions.”

We’ve seen it firsthand: a client runs their RISE Score and gets a “green light,” but they forgot to include their mortgage, their plans to travel, or the fact that they’re supporting a family member. The AI didn’t know—and it gave a misleading answer.

That’s where we come in.

Enter the Human Advisor. Our 15-minute check-in isn’t just about the score. It’s about context. Our team of Tampa-based financial advisors brings context, empathy, and experience to your retirement planning journey.  We’ll review your results together, ask the right questions, and help you interpret what the score really means for your life.

No pressure. No sales pitch. Just clarity.

What’s the Catch? There isn’t one. It’s free. All we ask is:

• You show up with your RISE Score results
• You give us honest feedback
• If you love it, maybe leave us a glowing review on Google or Yelp (as soon as the damn regulators allow us to do so as state advisors.  I am told it's close).

Real-Life Example: When AI Misses the Mark. One client came in with a RISE Score of 780—excellent! But after a quick chat, we realized they hadn’t factored in their plan to buy a second home, their adult child’s tuition, or their desire to retire early. After adjusting for those, the picture looked very different.

AI gave them a number. We gave them a plan.

Schedule your free 15-minute retirement check-in with a fiduciary financial advisor in Tampa and discover how human insight complements AI tools like the RISE Score.​

Schedule a Free 15-Minute Retirement Check-In

DISCLOSURES
​General Disclosure Statement
InTrust Advisors, Inc. is a state registered investment adviser. Registration does not imply a certain level of skill or training. Advisory services are only offered to clients or prospective clients where InTrust Advisors, Inc. and its representatives are properly licensed or exempt from licensure.

No Offer or Solicitation
The content of this website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities or investment advisory services in any jurisdiction where such offer or solicitation would be unlawful.

Free Consultation Disclosure
The 15-Minute Retirement Check-In is offered at no cost and without obligation. It is intended to provide general guidance based on the RISE Score Assessment and does not constitute personalized investment advice.

Privacy and Data Use
Any personal information collected through this site will be used solely for scheduling and communication purposes. We do not sell or share your information with third parties. By providing your email address, you agree to receive periodic communications from us regarding financial tips, updates, and promotional offers. We respect your privacy and will never share your information with third parties without your consent. You can unsubscribe from our mailing list at any time by clicking the unsubscribe link in our emails.

RISE Score Disclaimer
The RISE Score™ (Retirement Income Security Evaluation Score) is provided by Milliman and is intended solely for educational and informational purposes. It is designed to help individuals evaluate how well their retirement income plan may cover essential living and healthcare expenses under a variety of simulated future scenarios.
Please note:

• The RISE Score is not a financial plan, nor does it constitute investment, legal, or tax advice.
• It should be used as a starting point for retirement discussions and not as a substitute for a comprehensive financial planning process.
• InTrust Advisors does not control or guarantee the accuracy, methodology, or results of the RISE Score tool.
• Clients are encouraged to consult with a licensed financial advisor to interpret their score and develop a personalized retirement strategy.

​By using the RISE Score, you acknowledge that it is a third-party tool and agree that InTrust Advisors is not liable for any decisions made based solely on its output.